Real Estate Agent Sheri Hipsley
Sheri Hipsley, Associate Broker
C (443) 756-5041  Phone icon
Cummings & Co. Realtors
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If you are thinking about buying your first home, now just might be the perfect time.  With low rates, low prices and programs available to assist you with your down payment and closing costs, what are you waiting for? You can buy a home for less than your monthly rental payment.  If you don't know how to get started,I offer a FREE first home buyer consultation session that will help you prepare to purchase your first home. I also have some home buying tips to help you get started and you can always feel free to call me 443-756-5041, text me 443-756-5041 or e-mail me at If you have any questions. 

Before you start looking for a home, you should consult a mortgage professional to see what you can afford.  You may also want to ask your mortgage professional what type of first time home buyer programs they have available.  There are Federal Home Loan Bank (FHLB) grants available which can provide you with up to $5000 towards your down payment and closing cost. There is also the Maryland Mortgage Program that has several grants available including Community Development Administration (CDA) and house keys 4 employees.  There are restrictions and qualifications for all of these programs, so it is best to talk with your mortgage professional to see which one(s) will work for you.  If you don't have a mortgage professional and don't know where to go to get one, email me,, and I will send you a list of lenders that participate in these programs.  

Once you have talked to your lender and determined how much you can afford, you can start looking for your new home.  You can

search for all Maryland Properties on my website

When you are ready to talk to someone about your next step or to set up your FREE home buyer counseling session, please call, text, or email me. Sheri Hipsley 443-756-5041 


Sheri Hipsley, Associate Broker

C: 443-756-5041

Cummings & Co. Realtors O: 410-823-0033




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